On 2026-07-21, NZD/USD closed at 0.58529, up 0.22% on the day. It trades at 52.8% of its 52-week range. Its RSI(14) of 64.82 is in the 89th percentile of its history since 2003, and its 20-day return of +2.47% in the 79th percentile. Leveraged-money positioning is net -24.5% of open interest, in the 5th percentile of its own two-year range. It is trading above its 20-, 50- and 200-day moving averages. Its 20/50/200-day moving averages are 0.57284 / 0.58033 / 0.58203, with price +2.17% / +0.85% / +0.56% against them. Its 52-week range is 0.55842–0.60933; it closed 3.95% below the high and 4.81% above the low. Its 20-day volatility is 0.422% daily, in the 7th percentile of its history since 2003. Its 14-day average true range (ATR) is 0.00498 (49.8 pips), 0.85% of price. It has returned +1.55% over 5 days and -1.01% over 60 days.
=== NZD/USD (pip 0.0001) ===
>> close 0.58529 +0.221% · price > all MAs; positioning net%OI -24.5% (5th pct — near bottom of own 133w range (band bottoms at -27.1%))
cross-signal: flow signals align NZD/USD up: 20d return, daily %
price & change (as of 2026-07-21, prior 2026-07-20)
close 0.58529
change +0.00129 (+0.221%, +12.9 pips)
gap +0.00131 (+13.1 pips) (cross-session move on continuous FX; not a feed gap)
range (as of 2026-07-21)
range 0.00489 (48.9 pips)
close pos 58.3% of range
moving averages (as of 2026-07-21)
20d MA 0.57284 price above by +2.17%
50d MA 0.58033 price above by +0.85%
200d MA 0.58203 price above by +0.56%
price > all MAs
stack: 200d > 50d > 20d
volatility (as of 2026-07-21)
20d stdev 0.422% daily ≈ 6.7% annualized (×√252) (7th pct of own history, since 2003 (5834 obs))
vs easing-2024 avg 0.71× (0.422% vs 0.596% era avg)
ATR (as of 2026-07-21)
ATR(14) 0.00498 (49.8 pips)
ATR% 0.85% (20th pct of own history, since 2003 (5840 obs))
range/ATR 98.2%
52-week range (as of 2026-07-21)
high 0.60933 (-3.95% from high)
low 0.55842 (+4.81% from low)
momentum (as of 2026-07-21)
RSI(14) 64.82 (89th pct of own history, since 2003 (5840 obs))
returns (as of 2026-07-21)
5d return +1.55%
20d return +2.47%
60d return -1.01%
volatility by rate-era
pre-crisis 0.9269% (from 2003-12-01)
ZIRP-2009 0.8375%
tightening-2015 0.6352%
ZIRP-2019 0.6132%
tightening-2022 0.7299%
easing-2024 0.5957%
positioning (as of 2026-07-14)
next COT as of 2026-07-21 (released ~that Fri, later if a holiday intervenes)
net -29,002 contracts (net short NZD)
net % OI -24.5%
net%OI range -27.1% … +28.5% (own 133w)
w/w change -1,801
rate differential (NZD–USD policy)
NZD (RBNZ_OCR) 2.50% (set 2026-07-08, announced target)
next RBNZ 2026-09-02 (43 days)
USD (EFFR) 3.63% (as of 2026-07-21, daily effective)
next Fed 2026-07-29 (8 days)
differential -1.13% (base−quote)
cross-asset corr (26w weekly returns; async daily closes cap the magnitude) (as of 2026-07-21)
vs DXY -0.73
vs S&P 500 +0.40
vs DXY beta -1.21 (26w)