On 2026-07-20, NZD/USD closed at 0.584, down 0.03% on the day. It trades at 50.2% of its 52-week range. Its RSI(14) of 63.14 is in the 86th percentile of its history since 2003, and its 20-day return of +1.84% in the 73rd percentile. Leveraged-money positioning is net -24.5% of open interest, in the 5th percentile of its own two-year range. It is trading above its 20-, 50- and 200-day moving averages. Its 20/50/200-day moving averages are 0.57214 / 0.58056 / 0.58198, with price +2.07% / +0.59% / +0.35% against them. Its 52-week range is 0.55842–0.60933; it closed 4.16% below the high and 4.58% above the low. Its 20-day volatility is 0.437% daily, in the 9th percentile of its history since 2003. Its 14-day average true range (ATR) is 0.00499 (49.9 pips), 0.85% of price. It has returned +1.41% over 5 days and -0.53% over 60 days.
=== NZD/USD (pip 0.0001) ===
>> close 0.58400 -0.031% · price > all MAs; positioning net%OI -24.5% (5th pct — near bottom of own 133w range (band bottoms at -27.1%))
price & change (as of 2026-07-20, prior 2026-07-17)
close 0.58400
change -0.00018 (-0.031%, -1.8 pips)
gap -0.00037 (-3.7 pips) (cross-session move on continuous FX; not a feed gap)
range (as of 2026-07-20)
range 0.00253 (25.3 pips)
close pos 7.9% of range
moving averages (as of 2026-07-20)
20d MA 0.57214 price above by +2.07%
50d MA 0.58056 price above by +0.59%
200d MA 0.58198 price above by +0.35%
price > all MAs
stack: 200d > 50d > 20d
volatility (as of 2026-07-20)
20d stdev 0.437% daily ≈ 6.9% annualized (×√252) (9th pct of own history, since 2003 (5833 obs))
vs easing-2024 avg 0.73× (0.437% vs 0.596% era avg)
ATR (as of 2026-07-20)
ATR(14) 0.00499 (49.9 pips)
ATR% 0.85% (20th pct of own history, since 2003 (5839 obs))
range/ATR 50.7%
52-week range (as of 2026-07-20)
high 0.60933 (-4.16% from high)
low 0.55842 (+4.58% from low)
momentum (as of 2026-07-20)
RSI(14) 63.14 (86th pct of own history, since 2003 (5839 obs))
returns (as of 2026-07-20)
5d return +1.41%
20d return +1.84%
60d return -0.53%
volatility by rate-era
pre-crisis 0.9269% (from 2003-12-01)
ZIRP-2009 0.8375%
tightening-2015 0.6352%
ZIRP-2019 0.6132%
tightening-2022 0.7299%
easing-2024 0.5961%
positioning (as of 2026-07-14)
next COT as of 2026-07-21 (released ~that Fri, later if a holiday intervenes)
net -29,002 contracts (net short NZD)
net % OI -24.5%
net%OI range -27.1% … +28.5% (own 133w)
w/w change -1,801
rate differential (NZD–USD policy)
NZD (RBNZ_OCR) 2.50% (set 2026-07-08, announced target)
next RBNZ 2026-09-02 (44 days)
USD (EFFR) 3.63% (as of 2026-07-20, daily effective)
next Fed 2026-07-29 (9 days)
differential -1.13% (base−quote)
cross-asset corr (26w weekly returns; async daily closes cap the magnitude) (as of 2026-07-20)
vs DXY -0.73
vs S&P 500 +0.40
vs DXY beta -1.22 (26w)