On 2026-07-23, NZD/USD closed at 0.58143, down 0.20% on the day. It trades at 45.2% of its 52-week range. Its RSI(14) of 56.36 is in the 69th percentile of its history since 2003, and its 20-day return of +3.01% in the 83rd percentile. Leveraged-money positioning is net -28.6% of open interest, in the 0th percentile of its own two-year range. Its 20/50/200-day moving averages are 0.5745 / 0.57984 / 0.58213, with price +1.21% / +0.27% / -0.12% against them. Its 52-week range is 0.55842–0.60933; it closed 4.58% below the high and 4.12% above the low. Its 20-day volatility is 0.376% daily, in the 3rd percentile of its history since 2003. Its 14-day average true range (ATR) is 0.00501 (50.1 pips), 0.86% of price. It has returned -0.57% over 5 days and -0.45% over 60 days.
=== NZD/USD (pip 0.0001) ===
>> close 0.58143 -0.204% · positioning net%OI -28.6% (0th pct — near bottom of own 134w range (band bottoms at -28.6%))
cross-signal: flow signals split — 20d return up / daily % down
price & change (as of 2026-07-23, prior 2026-07-22)
close 0.58143
change -0.00119 (-0.204%, -11.9 pips)
gap -0.00115 (-11.5 pips) (cross-session move on continuous FX; not a feed gap)
range (as of 2026-07-23)
range 0.00602 (60.2 pips)
close pos 84.1% of range
moving averages (as of 2026-07-23)
20d MA 0.57450 price above by +1.21%
50d MA 0.57984 price above by +0.27%
200d MA 0.58213 price below by -0.12%
price mixed vs MAs
stack: 200d > 50d > 20d
volatility (as of 2026-07-23)
20d stdev 0.376% daily ≈ 6.0% annualized (×√252) (3rd pct of own history, since 2003 (5836 obs))
vs easing-2024 avg 0.63× (0.376% vs 0.595% era avg)
ATR (as of 2026-07-23)
ATR(14) 0.00501 (50.1 pips)
ATR% 0.86% (21st pct of own history, since 2003 (5842 obs))
range/ATR 120.2%
52-week range (as of 2026-07-23)
high 0.60933 (-4.58% from high)
low 0.55842 (+4.12% from low)
momentum (as of 2026-07-23)
RSI(14) 56.36 (69th pct of own history, since 2003 (5842 obs))
returns (as of 2026-07-23)
5d return -0.57%
20d return +3.01%
60d return -0.45%
volatility by rate-era
pre-crisis 0.9269% (from 2003-12-01)
ZIRP-2009 0.8375%
tightening-2015 0.6352%
ZIRP-2019 0.6132%
tightening-2022 0.7299%
easing-2024 0.5951%
positioning (as of 2026-07-21)
next COT as of 2026-07-28 (released ~that Fri, later if a holiday intervenes)
net -31,086 contracts (net short NZD)
net % OI -28.6%
net%OI range -28.6% … +28.5% (own 134w)
w/w change -2,084
rate differential (NZD–USD policy)
NZD (RBNZ_OCR) 2.50% (set 2026-07-08, announced target)
next RBNZ 2026-09-02 (41 days)
USD (EFFR) 3.63% (as of 2026-07-23, daily effective)
next Fed 2026-07-29 (6 days)
differential -1.13% (base−quote)
cross-asset corr (26w weekly returns; async daily closes cap the magnitude) (as of 2026-07-23)
vs DXY -0.73
vs S&P 500 +0.40
vs DXY beta -1.21 (26w)