Microsoft (MSFT): RSI 74.50 (96th pct)

On 2026-07-31, Microsoft (MSFT) closed at 464.72 USD, up 3.02% on the day. Its RSI(14) of 74.50 is in the 96th percentile of its history since 1986. Its 20-day return of +19.01% is in the 96th percentile. It trades at 56.0% of its 52-week range. RSI above 70 is conventionally termed overbought. It is trading above its 20-, 50- and 200-day moving averages. Its 20/50/200-day moving averages are 396.87 / 399.4 / 433.58 USD, with price +17.10% / +16.35% / +7.18% against them. Its 52-week range is 349.2–555.45 USD; it closed 16.33% below the high and 33.08% above the low. Its 20-day volatility is 3.790% daily, in the 95th percentile of its history since 1986. Its 14-day average true range (ATR) is 16.02 USD, 3.45% of price. It has returned +21.75% over 5 days and +12.97% over 60 days. Against the S&P 500, its weekly-return beta +1.48 / correlation +0.49 (52-week); beta +1.59 / correlation +0.47 (26-week). Its weekly-return correlation to the change in the US 10-year TIPS real yield is -0.25 (52-week); -0.36 (26-week). Next earnings are scheduled for 2026-10-28.

=== MICROSOFT (MSFT)  (USD) ===
  price & change   (as of 2026-07-31, prior 2026-07-30)
    close       464.72
    change      +13.62  (+3.019%)
  range            (as of 2026-07-31)
    range       17.51
    close pos   87.9% of range
  moving averages  (as of 2026-07-31)
     20d MA     396.87   price above by +17.10%
     50d MA     399.40   price above by +16.35%
    200d MA     433.58   price above by +7.18%
    price > all MAs
    stack: 200d > 50d > 20d
  volatility       (as of 2026-07-31)
    20d stdev   3.790% daily ≈ 60.2% annualized (×√252)   (95th pct of own history, since 1986 (9941 obs))
    vs easing-2024 avg  2.24× (3.790% vs 1.691% era avg)
  ATR              (as of 2026-07-31)
    ATR(14)    16.02
    ATR%        3.45%   (82nd pct of own history, since 1986 (9947 obs))
    range/ATR   109.3%
  relative volume  (as of 2026-07-31)
    RVOL        1.72x  (today vs 20-day average volume)
    pctile      94th pct of own history, since 1986 (9941 obs)
  52-week range    (as of 2026-07-31)
    high        555.45   (-16.33% from high)
    low         349.20   (+33.08% from low)
  momentum         (as of 2026-07-31)
    RSI(14)     74.50   (96th pct of own history, since 1986 (9947 obs))
  returns          (as of 2026-07-31)
     5d return  +21.75%
    20d return  +19.01%
    60d return  +12.97%
  volatility by rate-era
    pre-crisis       2.5611%   (from 1986-03-13)
    ZIRP-2009        1.6240%
    tightening-2015  1.4234%
    ZIRP-2019        1.9115%
    tightening-2022  1.9351%
    easing-2024      1.6912%
  real-yield sensitivity (weekly returns vs weekly Δ in 10Y TIPS real yield, DFII10)  (as of 2026-07-30)
    vs real yield (Δ) -0.36 (26w)
    vs real yield (Δ) -0.25 (52w)
  S&P 500 market factor (weekly returns)  (as of 2026-07-31)
    vs S&P 500  beta +1.59  corr +0.47  (26w)
    vs S&P 500  beta +1.48  corr +0.49  (52w)
  earnings horizon
    next earnings 2026-10-28  (89 days)