On 2026-08-20, UnitedHealth (UNH) closed at 384.85 USD, down 0.97% on the day. Its RSI(14) of 33.26 is in the 5th percentile of its history since 1984. Its 20-day return of -9.14% is in the 9th percentile. It trades at 62.7% of its 52-week range. Its RSI last entered overbought 55 days ago (2026-06-26) and oversold 197 days ago (2026-02-04). It is trading above some and below others of its 20-, 50- and 200-day moving averages. Its 20/50/200-day moving averages are 407.53 / 414.14 / 347.71 USD, with price -5.57% / -7.07% / +10.68% against them. Its moving averages stack 50-day > 20-day > 200-day. Its 52-week range is 255.97–461.62 USD; it closed 16.63% below the high and 50.35% above the low. The high was set 35 days ago (2026-07-16) and the low 146 days ago (2026-03-27). It is 38.98% below its all-time high, set 647 days ago (2024-11-11). Its 20-day volatility is 1.304% daily, in the 24th percentile of its history since 1984. Its realized volatility across horizons is 5-day 0.883%, 20-day 1.304%, 60-day 1.590%, and 120-day 1.878% daily. Annualized, these are 5-day 14.0%, 20-day 20.7%, 60-day 25.2%, and 120-day 29.8%. Its 14-day average true range (ATR) is 10.18 USD, 2.64% of price. It has returned -3.56% (16th pctile) over 5 days, -4.73% (16th) over 10 days, -9.14% (9th) over 20 days, +2.12% (40th) over 60 days, +31.23% (84th) over 120 days, and +26.50% (54th) over 252 days. Against the S&P 500, its weekly-return beta +0.77 / correlation +0.26 (52-week); beta +0.83 / correlation +0.40 (26-week). Relative to the S&P 500, it has returned -12.28% (20-day), +0.50% (60-day), and +7.31% (252-day). Its weekly-return correlation to the change in the US 10-year TIPS real yield is -0.21 (52-week); -0.32 (26-week). Next earnings are scheduled for 2026-10-27.
=== UNITEDHEALTH (UNH) (USD) ===
price & change (as of 2026-08-20, prior 2026-08-19)
close 384.85
change -3.76 (-0.968%)
listing Exchange: NYSE, Currency: USD
range (as of 2026-08-20)
range 8.88
close pos 11.5% of range
moving averages (as of 2026-08-20)
20d MA 407.53 price below by -5.57%
50d MA 414.14 price below by -7.07%
200d MA 347.71 price above by +10.68%
200d MA slope +1.39% over 20 sessions (rising)
price mixed vs MAs
stack: 50d > 20d > 200d
20d MA last crossed below 50d MA: 2026-08-14 (6d ago)
20d MA last crossed above 200d MA: 2026-04-28 (114d ago)
50d MA last crossed above 200d MA: 2026-05-18 (94d ago)
volatility (as of 2026-08-20)
20d stdev 1.304% daily ≈ 20.7% annualized (×√252) (24th pct of own history, since 1984 (10186 obs))
5d vol 0.883% daily ≈ 14.0% annualized (×√252) (18th pct of own history, since 1984 (10201 obs))
60d vol 1.590% daily ≈ 25.2% annualized (×√252) (38th pct of own history, since 1984 (10146 obs))
120d vol 1.878% daily ≈ 29.8% annualized (×√252) (49th pct of own history, since 1984 (10086 obs))
vs easing-2024 avg 0.53× (1.304% vs 2.443% era avg)
ATR (as of 2026-08-20)
ATR(14) 10.18
ATR% 2.64% (51st pct of own history, since 1984 (10192 obs))
range/ATR 87.3%
relative volume (as of 2026-08-20)
RVOL 1.04x (today vs 20-day average volume)
pctile 65th pct of own history, since 1984 (10186 obs)
52-week range (as of 2026-08-20)
high 461.62 (-16.63% from high) [2026-07-16, 35d ago]
low 255.97 (+50.35% from low) [2026-03-27, 146d ago]
drawdown -38.98% from all-time high, 647d ago (2024-11-11)
max drawdown (10-year, close-basis) -61.97% (2024-11-11 625.25 -> 2025-08-01 237.77, 263d peak-to-trough); not yet recovered (384d and counting)
momentum (as of 2026-08-20)
RSI(14) 33.26 (5th pct of own history, since 1984 (10192 obs))
last overbought 55d ago (2026-06-26)
last oversold 197d ago (2026-02-04)
MACD (as of 2026-08-20)
MACD(12,26,9) -7.10 (below signal) signal -4.32 hist -2.78
returns (as of 2026-08-20)
5d return -3.56% (16th pct of own history, since 1984 (10201 obs))
10d return -4.73% (16th pct of own history, since 1984 (10196 obs))
20d return -9.14% (9th pct of own history, since 1984 (10186 obs))
60d return +2.12% (40th pct of own history, since 1984 (10146 obs))
120d return +31.23% (84th pct of own history, since 1984 (10086 obs))
252d return +26.50% (54th pct of own history, since 1984 (9954 obs))
YTD return +16.58%
volatility by rate-era
pre-crisis 3.09% (from 1984-10-17)
ZIRP-2009 1.85%
tightening-2015 1.21%
ZIRP-2019 2.09%
tightening-2022 1.44%
easing-2024 2.44%
real-yield sensitivity (weekly returns vs weekly Δ in 10Y TIPS real yield, DFII10) (as of 2026-08-19)
vs real yield (Δ) -0.32 (26w)
vs real yield (Δ) -0.21 (52w)
S&P 500 market factor (weekly returns) (as of 2026-08-20)
vs S&P 500 beta +0.83 corr +0.40 (26w)
vs S&P 500 beta +0.77 corr +0.26 (52w)
vs S&P 500 -12.28% rel (20d return)
vs S&P 500 +0.50% rel (60d return)
vs S&P 500 +7.31% rel (252d return)
vs Nasdaq 100 beta +0.43 corr +0.32 (26w)
vs Nasdaq 100 beta +0.48 corr +0.25 (52w)
vs Nasdaq 100 -11.88% rel (20d return)
vs Nasdaq 100 +4.77% rel (60d return)
vs Nasdaq 100 +1.61% rel (252d return)
vs XLV (Health Care) beta +0.42 corr +0.25 (26w)
vs XLV (Health Care) beta +0.59 corr +0.26 (52w)
vs XLV -15.92% rel (20d return)
vs XLV -13.96% rel (60d return)
vs XLV +0.44% rel (252d return)
earnings horizon
next earnings 2026-10-27 (68 days)