On 2026-08-21, UnitedHealth (UNH) closed at 390.11 USD, up 1.37% on the day. Its RSI(14) of 38.28 is in the 10th percentile of its history since 1984. Its 20-day return of -7.28% is in the 13th percentile. It trades at 65.2% of its 52-week range. Its RSI last entered overbought 56 days ago (2026-06-26) and oversold 198 days ago (2026-02-04). It is trading above some and below others of its 20-, 50- and 200-day moving averages. Its 20/50/200-day moving averages are 406 / 413.79 / 347.99 USD, with price -3.91% / -5.72% / +12.10% against them. Its moving averages stack 50-day > 20-day > 200-day. Its 52-week range is 255.97–461.62 USD; it closed 15.49% below the high and 52.40% above the low. The high was set 36 days ago (2026-07-16) and the low 147 days ago (2026-03-27). It is 38.15% below its all-time high, set 648 days ago (2024-11-11). Its 20-day volatility is 1.366% daily, in the 27th percentile of its history since 1984. Its realized volatility across horizons is 5-day 1.166%, 20-day 1.366%, 60-day 1.581%, and 120-day 1.880% daily. Annualized, these are 5-day 18.5%, 20-day 21.7%, 60-day 25.1%, and 120-day 29.8%. Its 14-day average true range (ATR) is 10.08 USD, 2.58% of price. It has returned -2.89% (20th pctile) over 5 days, -4.17% (18th) over 10 days, -7.28% (13th) over 20 days, +1.59% (38th) over 60 days, +32.27% (85th) over 120 days, and +30.11% (58th) over 252 days. Against the S&P 500, its weekly-return beta +0.75 / correlation +0.26 (52-week); beta +0.80 / correlation +0.38 (26-week). Relative to the S&P 500, it has returned -10.82% (20-day), -0.46% (60-day), and +10.11% (252-day). Its weekly-return correlation to the change in the US 10-year TIPS real yield is -0.21 (52-week); -0.30 (26-week). Next earnings are scheduled for 2026-10-27.
=== UNITEDHEALTH (UNH) (USD) ===
price & change (as of 2026-08-21, prior 2026-08-20)
close 390.11
change +5.26 (+1.367%)
listing Exchange: NYSE, Currency: USD
range (as of 2026-08-21)
range 7.66
close pos 53.7% of range
moving averages (as of 2026-08-21)
20d MA 406.00 price below by -3.91%
50d MA 413.79 price below by -5.72%
200d MA 347.99 price above by +12.10%
200d MA slope +1.38% over 20 sessions (rising)
price mixed vs MAs
stack: 50d > 20d > 200d
20d MA last crossed below 50d MA: 2026-08-14 (7d ago)
20d MA last crossed above 200d MA: 2026-04-28 (115d ago)
50d MA last crossed above 200d MA: 2026-05-18 (95d ago)
volatility (as of 2026-08-21)
20d stdev 1.366% daily ≈ 21.7% annualized (×√252) (27th pct of own history, since 1984 (10187 obs))
5d vol 1.166% daily ≈ 18.5% annualized (×√252) (31st pct of own history, since 1984 (10202 obs))
60d vol 1.581% daily ≈ 25.1% annualized (×√252) (37th pct of own history, since 1984 (10147 obs))
120d vol 1.880% daily ≈ 29.8% annualized (×√252) (49th pct of own history, since 1984 (10087 obs))
vs easing-2024 avg 0.56× (1.366% vs 2.442% era avg)
ATR (as of 2026-08-21)
ATR(14) 10.08
ATR% 2.58% (49th pct of own history, since 1984 (10193 obs))
range/ATR 76.0%
relative volume (as of 2026-08-21)
RVOL 1.13x (today vs 20-day average volume)
pctile 72nd pct of own history, since 1984 (10187 obs)
avg vol 63d 5,846,482 (≈3-month average daily share volume)
52-week range (as of 2026-08-21)
high 461.62 (-15.49% from high) [2026-07-16, 36d ago]
low 255.97 (+52.40% from low) [2026-03-27, 147d ago]
drawdown -38.15% from all-time high, 648d ago (2024-11-11)
max drawdown (10-year, close-basis) -61.97% (2024-11-11 625.25 -> 2025-08-01 237.77, 263d peak-to-trough); not yet recovered (385d and counting)
momentum (as of 2026-08-21)
RSI(14) 38.28 (10th pct of own history, since 1984 (10193 obs))
last overbought 56d ago (2026-06-26)
last oversold 198d ago (2026-02-04)
MACD (as of 2026-08-21)
MACD(12,26,9) -7.30 (below signal) signal -4.92 hist -2.38
returns (as of 2026-08-21)
5d return -2.89% from 401.73 on 2026-08-14 (20th pct of own history, since 1984 (10202 obs))
10d return -4.17% from 407.08 on 2026-08-07 (18th pct of own history, since 1984 (10197 obs))
20d return -7.28% from 420.74 on 2026-07-24 (13th pct of own history, since 1984 (10187 obs))
60d return +1.59% from 384.01 on 2026-05-27 (38th pct of own history, since 1984 (10147 obs))
120d return +32.27% from 294.93 on 2026-03-02 (85th pct of own history, since 1984 (10087 obs))
252d return +30.11% from 299.84 on 2025-08-20 (58th pct of own history, since 1984 (9955 obs))
YTD return +18.18%
volatility by rate-era
pre-crisis 3.09% (from 1984-10-17)
ZIRP-2009 1.85%
tightening-2015 1.21%
ZIRP-2019 2.09%
tightening-2022 1.44%
easing-2024 2.44%
real-yield sensitivity (weekly returns vs weekly Δ in 10Y TIPS real yield, DFII10) (as of 2026-08-20)
vs real yield (Δ) -0.30 (26w)
vs real yield (Δ) -0.21 (52w)
S&P 500 market factor (weekly returns) (as of 2026-08-21)
vs S&P 500 beta +0.80 corr +0.38 (26w)
vs S&P 500 beta +0.75 corr +0.26 (52w)
vs S&P 500 -10.82% rel (20d return)
vs S&P 500 -0.46% rel (60d return)
vs S&P 500 +10.11% rel (252d return)
vs Nasdaq 100 beta +0.41 corr +0.31 (26w)
vs Nasdaq 100 beta +0.46 corr +0.24 (52w)
vs Nasdaq 100 -11.55% rel (20d return)
vs Nasdaq 100 +3.78% rel (60d return)
vs Nasdaq 100 +4.03% rel (252d return)
vs XLV (Health Care) beta +0.38 corr +0.24 (26w)
vs XLV (Health Care) beta +0.56 corr +0.26 (52w)
vs XLV -14.69% rel (20d return)
vs XLV -15.77% rel (60d return)
vs XLV +3.11% rel (252d return)
earnings horizon
next earnings 2026-10-27 (67 days)