mercatusdata

UnitedHealth (UNH) technical indicators: RSI, moving averages, 52-week range

UnitedHealth (UNH) closed at 419.26 USD on 2026-10-20, up 3.04%, the 85th percentile of its daily moves by size since 1984. It is 9.18% below its 52-week high and 63.79% above its 52-week low, and is above its 20-, 50- and 200-day moving averages. Its 20-day return of +12.42% is in the 88th percentile of its history since 1984. UnitedHealth (UNH) had an RSI(14) of 71.16 at the 2026-10-20 close, in the 94th percentile of its history since 1984. At the 2026-10-20 close, the 52-week high of UnitedHealth (UNH) was 461.62 USD, set on 2026-07-16, and the 52-week low 255.97 USD, set on 2026-03-27. At the 2026-10-20 close, the 20-day moving average of UnitedHealth (UNH) was 382.36 USD. At the 2026-10-20 close, the 50-day moving average of UnitedHealth (UNH) was 387.5 USD. At the 2026-10-20 close, the 200-day moving average of UnitedHealth (UNH) was 359.9 USD.

419.26 USDup 3.04% · 85th percentile by magnitude · move 1.02× ATR · +2.76pp vs S&P (index +0.28% today) · volume 1.16× 20-day avg (73rd percentile)

Day’s range 408.28–422.4 USD · closed 77.8% of range · width 1.17× ATR52-week low 255.97 (2026-03-27) · high 461.62 (2026-07-16)79.4% of the way from low to high

Today (changed)

RSI 71.2 — crossed above 70 (overbought boundary); Relative performance factor: Underperforming → Outperforming (vs the S&P 500 over 20/60/252 days: +13.09% · -3.65% · +1.84%); Daily move +3.04% — 85th percentile

RSI 71.2 — crossed above 70 (overbought boundary): previous same-direction cross 2026-06-26, 80 sessions earlier.

2 state changes · 1 notable move

Shifts since 2026-10-19 — two standing rows, then the most unusual shifts against each metric’s own history

Ranked metric shifts
MetricPriorTodayChangeΔ vs 2026-10-13Move percentile
RVOL 1.16×45th73rd+28 pctile pts——
MACD histogram+4.64+5.40+0.76——
50-day MA dist+5.06%+8.19%+3.13 pp+10.76 pp86th
RSI65.8471.16+5.32 pts+23.18 pts78th

The first two rows are always shown and are not ranked; — marks a cell that does not apply.

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Opened up 0.80% from the prior close, above the prior session's high; closed in the upper quarter of the day's range, above the prior close.

Unusualness #28/73 (1 = most unusual) (was #50). Its RSI sits in the 94th percentile of its own readings since 1984. That is the reading furthest from its historical median among its daily move (by magnitude), 20-day return, RSI, 20-day volatility and relative volume.

Standing distances: RSI 71.16 is 1.16 pts above 70 · price 9.18% (3.5× ATR) below the 52-week high · 63.79% (13.5× ATR) above the 52-week low · 9.65% (3.0× ATR) above the 20-day MA (382.36) · 8.19% (2.6× ATR) above the 50-day MA (387.5) · 16.49% (4.9× ATR) above the 200-day MA (359.9)

Technical assessment (changed)

A transparent, rules-based reading of the statistics on this page — informational and educational only, not investment advice or a recommendation to buy or sell. Each scored factor shows the metrics behind it; full numbers are in the sections below.

Factor tally: 4 positive (was 3 positive, 1 negative) · Relative performance: Underperforming → Outperforming

Technical assessment factors
FactorReadingSummary
Short-term momentum5/10-day returns: +10.99% · +11.41%; MACD +5.83 above signal +0.42; histogram +5.40 (up 0.76 on the previous session).Improving
Medium-term trend20/60/120-day returns: +12.42% · +0.39% · +13.09%.Positive
Moving averagesprice vs 20/50/200-day MA: +9.65% · +8.19% · +16.49%; stack 50d > 20d > 200d.Above trend MAs
Relative performancevs the S&P 500 over 20/60/252 days: +13.09% · -3.65% · +1.84%; vs the Nasdaq 100: +16.41% · -4.82% · -1.26%.Outperforming

Figures reflect the official regular-session close for 2026-10-20.

Price chart

2503003504004502025-102026-012026-042026-072026-1052wk hi 46252wk lo 256419.2650d20d200d
Close price and 20/50/200-day simple moving averages over the last 252 sessions, with the 52-week high/low band. Over the plotted window the close ranged from 259.02 to 436.35, ending at 419.26. The latest close is above its 20-, 50- and 200-day moving averages.
Close price over the last 20 sessions, with the 20-day moving average marked (dashed).

Price and momentum

Close
419.26 USD
Daily change
up 3.04% — 85th percentile by magnitude since 1984 (10247 obs)
vs market (same day)
S&P 500 +0.28% · Nasdaq 100 -0.10%
MACD (12, 26, 9)
+5.83 (above signal) · signal +0.42 · histogram +5.40 · +0.76 vs 2026-10-19
20-day return
+12.42% — 88th percentile since 1984 (10228 obs) · +11 pctile pts vs 2026-10-19

RSI(14)

RSI(14)
71.16 — 94th percentile since 1984 (10234 obs) · +5.32 (78th percentile move · +8 pctile pts) vs 2026-10-19 · +23.18 vs 2026-10-13
RSI last overbought
today (2026-10-20)
RSI last oversold
258 days ago (2026-02-04)

Session

Listing
Exchange: NYSE, Currency: USD
Open
410.12 USD
High
422.4 USD
Low
408.28 USD
Prior close
406.88 USD
Prior O/H/L
O 399.69 USD · H 408.5 USD · L 399.2 USD
Gap (overnight)
+0.80% — 79th percentile by magnitude since 1984 (10247 obs)
Intraday (session)
+2.23%
Intraday range
3.37% of price — 73rd percentile since 1984 (10248 obs)
Close position
77.8% of range
Up days (history)
52.3% of 9542 directional sessions (flat days excluded)
Daily-move distribution
-3.50% / -0.95% / +0.00% / +1.13% / +3.96% (p5–p95; -14.67 to +16.62 USD at today’s close; 10247 obs)
≥4% daily moves
1 of last 20 sessions (5%) — 1 up, 0 down

Moving averages

Moving averages
PeriodValuePrice vs MA
20-day MA382.36 USD+9.65% · +2.59 pp (81st percentile move since 1984) vs 2026-10-19 · +8.85 pp vs 2026-10-13 · 3.0× its typical daily range (ATR)
50-day MA387.5 USD+8.19% · +3.13 pp (86th percentile move since 1984) vs 2026-10-19 · +10.76 pp vs 2026-10-13 · 2.6× its typical daily range (ATR)
200-day MA359.9 USD+16.49% · +3.31 pp (86th percentile move since 1984) vs 2026-10-19 · +10.98 pp vs 2026-10-13 · 4.9× its typical daily range (ATR)
VWAP (20-day)384.7 USD+8.98%
VWAP (60-day)391.43 USD+7.11%

Moving-average trend & crossovers

200-day slope (20-session)
+1.45% · rising
Price vs 20-day MA
closed above it for 8 sessions, since 2026-10-09
Price vs 50-day MA
closed above it for 5 sessions, since 2026-10-14
Price vs 200-day MA
closed above it for 133 sessions, since 2026-04-13
20-day / 50-day
20-day crossed below 50-day · 2026-08-14 (67 days ago)
20-day / 200-day
20-day crossed above 200-day · 2026-04-28 (175 days ago)
50-day / 200-day
50-day crossed above 200-day · 2026-05-18 (155 days ago)

52-week range

Position
79.4% of range
Drawdown from all-time intraday high
-33.53% · 708 days ago (2024-11-11)
Maximum drawdown (10-year, close-basis)
-61.97% · 2024-11-11 625.25 USD → 2025-08-01 237.77 USD · not yet recovered
52-week high
461.62 USD · price -9.18% · 2026-07-16 (96 days ago)
52-week low
255.97 USD · price +63.79% · 2026-03-27 (207 days ago)

Volatility

5-day realised volatility
2.253% daily · 35.8% annualised — 69th percentile since 1984 (10243 obs)
20-day realised volatility
1.722% daily · 27.3% annualised — 47th percentile since 1984 (10228 obs) · +3 pctile pts vs 2026-10-19 · +0.64 pp vs 2026-10-13
60-day realised volatility
1.510% daily · 24.0% annualised — 33rd percentile since 1984 (10188 obs)
120-day realised volatility
1.557% daily · 24.7% annualised — 34th percentile since 1984 (10128 obs)
Term structure (20d vs 120d)
1.11× — 1.722% vs 1.557% (near-term above its longer-horizon baseline)
ATR (14)
12.13 USD · 2.89% of price — 59th percentile since 1984 (10234 obs)

Volume and participation

Relative volume
1.16× prior 20-day average (excl. today) — 73rd percentile since 1984 (10228 obs) · +28 pctile pts vs 2026-10-19 · -1.32× vs 2026-10-13
Volume
6.81M shares
3-month avg volume (63 sessions)
5.08M shares/day
Dollar volume
$2.86B — 75th percentile (trailing 252 sessions) · 75th percentile (trailing 20 sessions) · scales with price level; see relative volume above for a price-neutral read
20-day avg $ volume
$2.31B

Short interest and short volume

Short volume
45.4% of reported volume (1.16M of 2.56M shares; FINRA off-exchange/TRF volume, not the consolidated tape, as of 2026-10-20) · prior 20-session average 44.8% · 84th percentile of the past 252 sessions
Days to cover
3.28 · short interest 16M shares ÷ 4.86M avg daily volume (settlement-window average), +20.7% since prior settlement (FINRA, settled 2026-09-30; reported twice monthly)
Short interest (% of shares outstanding)
1.78% of shares outstanding (not free float) — short interest settled 2026-09-30 ÷ shares outstanding cover-page as-of 2026-07-31

Returns

5-day
+10.99% — 97th percentile since 1984 (10243 obs) · from 377.76 USD on 2026-10-13
10-day
+11.41% — 93rd percentile since 1984 (10238 obs) · from 376.32 USD on 2026-10-06
20-day
+12.42% — 88th percentile since 1984 (10228 obs) · from 372.95 USD on 2026-09-22
60-day
+0.39% — 35th percentile since 1984 (10188 obs) · from 417.64 USD on 2026-07-27
120-day
+13.09% — 53rd percentile since 1984 (10128 obs) · from 370.74 USD on 2026-04-29
252-day
+17.57% — 43rd percentile since 1984 (9996 obs) · from 356.60 USD on 2025-10-17
Year to date
+27.01% · from 330.11 USD on 2025-12-31
Overnight vs intraday (20d)
overnight +10.27% · intraday +1.95% (compounds to +12.42% total)
Overnight vs intraday (60d)
overnight +12.72% · intraday -10.94% (compounds to +0.39% total)
Overnight vs intraday (252d)
overnight +21.50% · intraday -3.23% (compounds to +17.57% total)

Market factor

S&P 500 (52-week)
beta +0.63 · correlation +0.22
S&P 500 (26-week)
beta -0.63 · correlation -0.31
Nasdaq 100 (52-week)
beta +0.31 · correlation +0.17
Nasdaq 100 (26-week)
beta -0.39 · correlation -0.37
Health Care (XLV, 52-week)
beta +0.63 · correlation +0.30
Health Care (XLV, 26-week)
beta +0.57 · correlation +0.47
Health Care (XLV) — this stock's weight, as of 2026-06-30 (quarterly SEC filing)
6.6%
10Y TIPS real-yield change (52-week)
correlation -0.28
10Y TIPS real-yield change (26-week)
correlation -0.24

Key dates

Next earnings
2027-01-12 (84 days)
Next Fed decision (FOMC)
2026-10-28 (8 days)
Next jobs report (BLS)
2026-11-06 (17 days)
Next CPI (BLS)
2026-11-10 (21 days)
Next quarterly index rebalance (S&P 500 & Nasdaq-100)
2026-12-18 (59 days) — effective the following trading day
Next monthly options expiration
2026-11-20 (31 days)
Last earnings reported
2026-10-13 (7 days ago)
Recent SEC filings
8-K 2026-10-13 (Items 2.02, 9.01) · 10-Q 2026-08-10 · 10-K 2026-03-02 · proxy 2026-04-21 (EDGAR)
Last ex-dividend
2026-09-14, $2.32
Volatility by rate-era
pre-crisis (to 2008)
3.09% (data from 1984-10-17)
ZIRP (2009–2015)
1.85%
tightening (2015–2018)
1.21%
ZIRP (2019–2021)
2.09%
tightening (2022–2023)
1.44%
easing (2024– )
2.40%

Market backdrop: 10Y 5.15% (as of 2026-10-19) · VIX 17.31 (as of 2026-10-20) · dollar 121.40 (as of 2026-10-16) — Treasury curve, real yields, VIX and the dollar

Risk & context

What these badges mean
RSI
RSI(14) is 71.16. Below 30 oversold, 70 and above overbought; between them neither extreme: 30–45 neutral-low, 45–55 neutral, 55–70 neutral-high. A condition, not a direction.
Volatility
20-day realised volatility at the 47th percentile of its own history since 1984. Higher = larger daily swings; a risk measure, not a direction.
52-week position
Trading at 79.4% of the 52-week range. Position only — a range position is not itself bullish or bearish.
Beta
52-week beta to the S&P 500 is +0.63. Higher = amplifies market moves; a risk measure, not a direction.
Relative volume
Relative volume 1.16x its 20-day average, 73rd percentile since 1984. Participation behind the move; not a direction.
Earnings
Next scheduled earnings: 2027-01-12 (in 84 days).
Scoring method
Short-term momentum
Majority of three votes: the combined 5- and 10-day returns (one vote); MACD against its signal line; the histogram's change on the previous session. A tie reads Mixed.
Medium-term trend
Based on the majority sign of the medium-term return horizons.
Moving averages
Scored on price vs the 50- and 200-day trend averages.
Relative performance
Scored on the majority sign of relative return vs the S&P 500.

Relative performance

This stock’s return minus a benchmark’s over the same window (percentage points; positive = outperformed), at three adjustments: raw vs the index, beta-adjusted excess (isolating the stock-specific move) and vs its sector ETF.

Raw, vs market index

Relative performance, raw vs market index
Relative returnS&P 500Nasdaq 100
5-day+12.18%+14.47%
10-day+12.77%+16.94%
20-day+13.09%+16.41%
60-day-3.65%-4.82%
252-day+1.84%-1.26%

Beta-adjusted excess

Stock return minus its beta times the index’s return (single-factor approximation, not a causal claim).

Beta-adjusted excess return
Excess returnS&P 500Nasdaq 100
1-day+2.86%+3.07%
5-day+11.74%+12.07%
10-day+12.27%+13.13%
20-day+12.84%+13.65%
60-day-2.16%-1.23%
252-day+7.66%+11.74%

vs sector ETF (XLV · Health Care)

Return minus the SPDR sector ETF’s (“vs XLV”; positive = outpaced the sector), plus the ETF’s own return.

Relative performance vs sector ETF
Sector returnvs XLVXLV own
1-day+0.67%+2.37%
5-day+5.00%+5.99%
10-day+3.79%+7.62%
20-day+6.57%+5.84%
60-day-9.66%+10.05%
252-day-7.94%+25.51%

Compared with other stocks

Rank among covered stocks

This stock’s standing on each measure across the covered-stock universe (1 = highest) — a cross-sectional companion to the own-history percentiles above, computed from the same daily dataset. Ranks compare each stock’s current reading; the underlying own-history percentiles draw on histories of differing length (some reaching into coarser early-era pricing), so they are not strictly comparable instrument-to-instrument — read each alongside its own “since YYYY” basis in the table above.

Rank among covered stocks
MeasureRank
20-day return1 of 48 stocks
RSI(14)8 of 48 stocks
52-week position14 of 48 stocks
20-day realised vol21 of 48 stocks
Relative volume8 of 48 stocks

Of its 4 Health Care peers today: 4 up, 0 down · median +2.27% · UnitedHealth (UNH) +3.04% (+0.77 pp vs peer median).

Across the 48 covered stocks today: 29 advancing, 19 declining · 27/48 above their 20-day MA, 25/48 above 50-day, 28/48 above 200-day · median 20-day return -0.60%. UnitedHealth (UNH) is above its 20-, 50- and 200-day MAs (20-day return +13.03 pp vs the median stock).

Sector peers — Health Care

Sector peers
StockSame-day20-day returnRSI percentile52-wk positionNext earnings
UnitedHealth (UNH)+3.04%+12.42%94th79.4%2027-01-12 · 84d
Johnson & Johnson (JNJ)+2.19%-3.65%38th77.5%—
Eli Lilly (LLY)+3.49%+9.70%92nd94.6%2026-10-29 · 9d
Pfizer (PFE)+2.28%+7.81%97th97.9%2026-11-03 · 14d
AbbVie (ABBV)+2.26%+9.00%92nd97.7%2026-10-30 · 10d

Each stock’s own latest readings for 2026-10-20, from the same daily dataset. 52-week position: 0% at the low, 100% at the high.

Full daily summary

At the 2026-10-20 close, UnitedHealth (UNH) had an RSI(14) of 71.16, in the 94th percentile of its history since 1984. Its 20-day return of +12.42% is in the 88th percentile of its history since 1984. At the 2026-10-20 close, UnitedHealth (UNH) traded at 79.4% of its 52-week range. RSI above 70 is conventionally termed overbought. The RSI(14) of UnitedHealth (UNH) last entered the overbought zone today (2026-10-20) and the oversold zone 258 days ago (2026-02-04). It is trading above its 20-, 50- and 200-day moving averages. At the 2026-10-20 close, the 20/50/200-day moving averages of UnitedHealth (UNH) were 382.36 / 387.5 / 359.9 USD, with price +9.65% / +8.19% / +16.49% against them. Ranked from highest to lowest, its moving averages are the 50-day, 20-day and 200-day. At the 2026-10-20 close, the 52-week range of UnitedHealth (UNH) was 255.97–461.62 USD; it closed 9.18% below the high (3.5× its typical daily range) and 63.79% above the low (13.5× its typical daily range). The high was set 96 days ago (2026-07-16) and the low 207 days ago (2026-03-27). At the 2026-10-20 close, UnitedHealth (UNH) was 33.53% below its all-time intraday high of 630.73 USD, set 708 days ago (2024-11-11). Its 20-day volatility is 1.722% daily, in the 47th percentile of its history since 1984. Its daily realised volatility is 2.253% over 5 days, 1.722% over 20 days, 1.510% over 60 days and 1.557% over 120 days. Annualised, these are 35.8%, 27.3%, 24.0% and 24.7% respectively. Its 14-day average true range (ATR) is 12.13 USD, 2.89% of price. It has returned +10.99% (97th percentile since 1984) over 5 days, +11.41% (93rd) over 10 days, +12.42% (88th) over 20 days, +0.39% (35th) over 60 days, +13.09% (53rd) over 120 days and +17.57% (43rd) over 252 days. Against the S&P 500, its weekly returns show a beta of +0.63 and a correlation of +0.22 over 52 weeks; over 26 weeks, a beta of -0.63 and a correlation of -0.31. Relative to the S&P 500, it has returned +12.18% (5-day), +12.77% (10-day), +13.09% (20-day), -3.65% (60-day) and +1.84% (252-day). Its weekly-return correlation with changes in the US 10-year TIPS real yield is -0.28 over 52 weeks and -0.24 over 26 weeks. Next earnings are scheduled for 2027-01-12.

Methodology

This page reports market statistics computed from daily closing data. It states figures and their historical context, and adds a Technical Assessment: a transparent, rules-based reading that puts those same statistics into plain language, including a factor sign tally — a count of how many scored factors read positive, negative or mixed, not a composite score or analyst rating. Every reading follows a fixed, published rule and traces back to the metrics on this page. It is informational and educational only — not investment advice, a price target, a forecast or a recommendation to buy or sell.

Full definitions for every metric on this page — how each is computed, over what window and on what basis — are on the methodology page.

Machine-readable: this page’s numbers and 252-session price history as JSON or the daily close and moving-average series as CSV — the figures above plus the series behind the chart, refreshed each session.

See where UnitedHealth (UNH) ranks among today’s most statistically unusual readings on the cross-asset market screener.

See what RSI extremes and other signals have historically been followed by for UnitedHealth (UNH) in its measured signal track record.